This reminds me of my friend’s dad. He got crippled at a machanic job, so he’s on disability, but he still wants to be useful in his life and use his skills, so he does machanic stuff on the side. Some people might think this is cheating, but he can only reasonably work on cars like 15hrs a week, or it’ll fuck up his back so much he can’t walk for a couple of days.
A messed-up situation that some people get into is that some of these programs have a cut-off if you make too much money, but if you actually make that much money in income, you’ll have less than you would if you were slightly under that amount, because you have to pay for what those benefits would have given you otherwise.
It basically makes people stuck near the poverty line because these programs don’t really give that much assistance. In my state if you’re a family of three, the most you can earn is $915 a month in household income and the average payment is $221. This isn’t counting the other benefits you’d get booted off of if you reached different income brackets.
I’m looking at this living wage site right now https://livingwage.mit.edu/states/39 and from this page you can see that 2 working adults can’t both work your average Food Preparation & Serving Related, Building & Grounds Cleaning & Maintenance or Personal Care & Service job and be above to cover your average annual expenses if you have a single kid. So it’s really not worth it to get off these benefits unless you find a significantly better job than what’s available. Most of the other employment opportunities need some sort of education or experience as well.
No, that sounds pretty on-point to me. The only additional thing I’d mention is that when you’re working, you’re paying into social security through your taxes, which—if you do it for long enough—sets you up much better for retirement than you will be if you’re still reliant on disability when you’re 65. So, that’s an additional incentive to work, which I tell my clients all the time, but for most of us, planning that far into the future is actually kind of difficult.
This reminds me of my friend’s dad. He got crippled at a machanic job, so he’s on disability, but he still wants to be useful in his life and use his skills, so he does machanic stuff on the side. Some people might think this is cheating, but he can only reasonably work on cars like 15hrs a week, or it’ll fuck up his back so much he can’t walk for a couple of days.
A messed-up situation that some people get into is that some of these programs have a cut-off if you make too much money, but if you actually make that much money in income, you’ll have less than you would if you were slightly under that amount, because you have to pay for what those benefits would have given you otherwise.
It basically makes people stuck near the poverty line because these programs don’t really give that much assistance. In my state if you’re a family of three, the most you can earn is $915 a month in household income and the average payment is $221. This isn’t counting the other benefits you’d get booted off of if you reached different income brackets.
I’m looking at this living wage site right now https://livingwage.mit.edu/states/39 and from this page you can see that 2 working adults can’t both work your average Food Preparation & Serving Related, Building & Grounds Cleaning & Maintenance or Personal Care & Service job and be above to cover your average annual expenses if you have a single kid. So it’s really not worth it to get off these benefits unless you find a significantly better job than what’s available. Most of the other employment opportunities need some sort of education or experience as well.
Please correct me if I’m off base on any of this
No, that sounds pretty on-point to me. The only additional thing I’d mention is that when you’re working, you’re paying into social security through your taxes, which—if you do it for long enough—sets you up much better for retirement than you will be if you’re still reliant on disability when you’re 65. So, that’s an additional incentive to work, which I tell my clients all the time, but for most of us, planning that far into the future is actually kind of difficult.