Yeah my apartment landlord posted papers on the building doors about these guys. I looked into it myself, signed up but made no commitment to the system. I’ve read a few reviews from people who tried it, all were nightmares for them. I had actually thought this business was where you can pay some of the rent now and payback later, preferably on a payday.
However, the logic doesn’t add up since landlords typically want everything by the first day of the month when its due. So, Flex didn’t align with my thoughts which honestly would’ve alleviated some pressure financially, but they cram everything to be due by within the month. It is like, why the fuck bother?
Ours emails us this crap to. It’s going to be in my review when I move out. Ever since the Texas megacorp bought this place it has gone downhill.
All landlords are leeches. Every single one of them.
Many are. But I’ll stick my neck out here for when I rented in socal.
My landlord Randy was a retired dentist. He had built an ADU on his property in order to care for his very elderly mother. She had since passed away, leaving him with an empty mobile home in his backyard.
It sat empty for a few years, as his now-adult children and friends didn’t need it. He couldn’t sell it because of minimum plot size, setbacks, and utility issues.
I ended up renting from him for two years, and it was an excellent situation with reasonable rent and a great relationship.
I think a great many landlords are garbage, and I don’t think it’s possible to be a corporate landlord without being garbage. But there are some situations where a landlord is just a person who finds themselves in a situation where renting a space out makes the most sense. Open to other perspectives on this.
Landlords, by virtue of being a landlord, means their income is generated through rent seeking off the basic human necessity of shelter via simply “owning” the domicile that is being lived in by someone else through the system of private property ownership which is a core feature inherent to the unjust and oppressive capitalist economy.
By having their income be generated through simply having ownership over a means of survival makes them of the bourgeoisie/owning class and are inherently leeches off of those of the working class who must rent instead of own.
Landlords should not exist. Period.
I think they key counter-argument comes from your position “leeches off of those of the working class who must rent”. I agree with this! But it ignores people that want to rent for whatever reason, like living somewhere for a few years to attend university.
The only reason people want to rent is due to the inherent complications of the capitalist system making it unfeasible for those who fall underneath an arbitrary financial threshold to be able to own property plus the unnecessary complications that monetary systems cause in the exchanging said property.
Under a communal system of ownership. You can own the home for a few years while you live in it, under the rule of usufruct (use-based ownership), and once you are done the property returns to the community as a collective until someone else has need of it.
It doesn’t need to be any more complicated than that. But it is only because of the current systems we live under arbitrarily making this more complicated so that a few individuals (the owning class) can exploit these complications for profit and personal enrichment
Putting the cart before the horse here. We live in a capitalist society and people need temporary dwellings now, they can’t wait for a proletarian revolution and total restructuring of society.
Cool, but that has nothing to do with my point. I never said people should wait. I said landlords are leeches.
The fact that people can’t wait and the current system leaves them with no other alternative other than to be leeched on by someone who withholds private ownership over their home is an inherently oppressive situation to be in.
Why would anyone do this
Short answer: late stage capitalism
Long answer: Because they don’t have enough money to make rent on time and the associated fees are less than the late fees. Being poor is expensive.
I just moved from a shithole place that used and promoted Flex. The alternative was $300 late fees.
Pay earlier to avoid fees?
Brilliant, thanks!
I’m genuinely curious why you can’t pay earlier…
Yeah I don’t think you’ve ever had to earn your own money.
It’s easier for him to say this when he lives with his mommy or daddy, working part-time that he considers “work hard” and chugging down Monster energy drinks like the good capitalist doggie that he is.
$15 plus 1% of rent plus card processing fees.
If your rent is $1200 and there’s a 3.5% processing fee, you’re looking at $70/month in extra fees.
Move. Into the streets of needed. Say no to insane bullshit
no
after looking at their site…oh fuck no.
they offer lines of credit to pay your rent. but you have to pay back said credit by the end of the month so…why? If you’re having trouble paying your rent getting a line of credit to cover it and then having to pay back said credit by the end of the month on top of a percentage AND membership fee it just sounds exactly like a payday loan where you KNOW they hope you roll over so you’ll never be able to catch up.
The US loves their useless, expensive middlemen.
hence their “healthcare”
It is a payday loan in the most classical sense that’s why it exists.
Sometimes people aren’t able to pay by the first so they have to get it paid somehow it absolutely relies on getting paid later on to pay off the loan.
They’re just one half step above being a loan shark.
The only difference between them is the loan shark can’t take you to court to get their money back.
Innovation! They cut out the middle man and let’s you get screwed by just your landlord instead of the landlord and Copperhawks.
They now have “freedom” to abuse their customers.
- https://www.politico.com/news/2025/11/11/trump-administration-declares-cfpb-funding-illegal-00646354
I’m sure you’ll feel that warm wet trickling down any day now
I expect a judge ruling or something to hopefully come in and put a stop to that. Like having to force the SNAP benefits thing to be funded.
Anything this administration touches, turns to rigor mortis.
I don’t understand how that didn’t happen immediately. My understanding was cfpb was somewhat unique in that Congress created it as an independent thing and with its own source of funding.
We are going to see a lot of this happening for years to come. Where this administration will literally and has done throughout this year alone. As they try to dismantle one government agency after another only for the leftover and relatively sane representatives remaining having to step in and be like “no, what are you doing? are you trying to throw this country into anarchic chaos?”
This administration: “UH-HUH!” with a dorky dumbass looking grin.
And yes you’d be right, it was Congress who passed a law that included the creation of this agency, Obama signed it into law. So once again, unsurprisingly, this loose-excuse of an administration breaks the fucking law. Because of course that’s all that they’re good at.
Its the same model as payday loans. It’s predatory lending plain and simple.
I always said if I had no morals, payday loans would be my Jam. It’s the most casually evil shit. Get rich by doing nothing and providing no service and locking people into your scan for life.
I hate these companies so much.
When you’re rich everything is free and when you’re broke it costs a lot.
yup. It’s fucking expensive being poor :/
